.bm-mfo-howto {
    width: 100%;
    box-sizing: border-box;
}

.bm-mfo-howto__title {
    font-weight: 700;
    color: var(--contrast);
    margin: 0 0 16px;
}

.bm-mfo-howto__row {
    display: flex;
    align-items: stretch;
    gap: 12px;
    flex-wrap: wrap;
}

.bm-mfo-howto__step {
    flex: 1 1 200px;
    background: var(--base-2);
    border-radius: 20px;
    box-shadow: 0px 2px 12px rgba(var(--contrast-rgb), 0.08);
    padding: 16px;
    box-sizing: border-box;
    display: flex;
    flex-direction: column;
    gap: 8px;
    text-decoration: none;
    transition: background-color .15s ease;
}

.bm-mfo-howto__step-head {
    display: flex;
    align-items: center;
    gap: 10px;
}

.bm-mfo-howto__number {
    flex: 0 0 24px;
    width: 24px;
    height: 24px;
    border-radius: 50%;
    background: var(--contrast-2);
    color: var(--base-2);
    font-weight: 700;
    font-size: 13px;
    display: flex;
    align-items: center;
    justify-content: center;
    transition: background-color .15s ease, color .15s ease;
}

.bm-mfo-howto__icon {
    width: 28px;
    height: 28px;
    display: flex;
    align-items: center;
    justify-content: center;
    color: var(--contrast-2);
    transition: color .15s ease;
}

.bm-mfo-howto__icon svg {
    width: 24px;
    height: 24px;
}

.bm-mfo-howto__title-text {
    font-weight: 700;
    font-size: 15px;
    color: var(--contrast);
    transition: color .15s ease;
}

.bm-mfo-howto__desc {
    font-weight: 400;
    font-size: 13px;
    color: var(--base);
    line-height: 1.4;
    transition: color .15s ease;
}

.bm-mfo-howto__arrow {
    display: flex;
    align-items: center;
    justify-content: center;
    color: var(--global-subtitle-01);
    font-size: 20px;
    flex: 0 0 auto;
}

.bm-mfo-howto__step--clickable {
    background: rgba(var(--contrast-2-rgb), 0.12);
    cursor: pointer;
}

.bm-mfo-howto__step--clickable:hover {
    background: var(--contrast-2);
}

.bm-mfo-howto__step--clickable:hover .bm-mfo-howto__number {
    background: var(--base-2);
    color: var(--contrast-2);
}

.bm-mfo-howto__step--clickable:hover .bm-mfo-howto__icon,
.bm-mfo-howto__step--clickable:hover .bm-mfo-howto__title-text,
.bm-mfo-howto__step--clickable:hover .bm-mfo-howto__desc {
    color: var(--base-2);
}

@media (max-width: 900px) {
    .bm-mfo-howto__row {
        flex-direction: column;
    }
    .bm-mfo-howto__step {
        flex: 1 1 auto;
    }
    .bm-mfo-howto__arrow {
        display: none;
    }
}